AI Stock Research Pricing

Simple AI research pricing

Start free and scale when ready. Starter includes 20 research credits per month. Pro and higher include flexible research credits for standard reports, deeper Deep Debate research, and premium model boosts.

Save about 20% with annual billing. Usage resets monthly.

Three kinds of report

Every run is one of these three. Your plan decides which ones you can run and how many AI agents work on them; the report you pick decides how deep the debate goes and what it costs in credits.

Basic Report

Free

A fast snapshot from two agents — Market and News. Technicals, recent headlines, and a short risk summary.

No debate · ~1 minute

0.25–0.5 credits

The Free plan includes one every month at no cost.

Standard Report

Starter+

Your plan's agents research the company, then a bull and a bear argue the case and a risk committee reviews what survives.

1 debate round · ~2–4 minutes

2 credits

3–4 credits on premium model routing.

Deep Debate Report

ProTeams

The same agents, argued harder — three rounds of bull vs. bear, full risk committee deliberation, AI Conviction Score and Thesis Stress Test.

3 debate rounds · ~3–5 minutes

3–8 credits

Depends on which models the run uses.

Which plan fits me?

Just exploring or trying Valarn outFree
Researching a few stocks a week on your ownStarter
Deep bull/bear debates and serious, regular researchPro / Pro+
A team, club, or fund sharing researchTeam / Enterprise

A guide, not advice — every plan delivers educational research only, never a recommendation to buy, sell, or hold.

Start on Free — here's what you get

1 Basic AI Research Report every month
Market + News analysts (technicals, headlines, brief risk summary)
Keyword search across your research
No credit card required

Get Started Free

Free

$0/mo

Good for trying Valarn

1 Basic AI Research Report / month

Get Started Free

Reports / month1
Report typeBasic Report
AI agents2 — Market + News
News overview
Risk summary
Report historyLimited

Starter

$19/mo

For individual retail traders

20 Research Credits / month

≈ up to 10 Standard reports / month

Get Started

Auto-renews monthly at the listed price until you cancel. Cancel anytime in Settings — no fees.

Research Credits / month20
Report typeStandard Report
Default AI routingOpenAI, Claude, Gemini, DeepSeek
Analysis modes6 modes
AI agentsUp to 10 — 6 specialists + debate team
Sector & Catalyst analysis
Bull/bear debate1 round included
Risk summary
Final research thesis
Kanban research board
Audio narrations10 / month
Report infographic
Report history

No multi-round debate, Deep Debate reports, premium model boosts, or custom model selection.

Billing rules

How reports, credits, renewals, and upgrades work

1
Monthly plans renew every month. Annual plans are billed once per year.
2
Annual billing includes an approximate 20% discount.
3
Reports, research credits, Deep Debate limits, premium boosts, and audio narrations reset monthly.
4
Annual users do not receive all annual usage upfront; usage still resets monthly.
5
Reports and research credits do not roll over.
6
Upgrades apply immediately with prorated billing.
7
Downgrades apply at the next billing cycle.
8
Unused monthly usage is lost when a billing cycle ends.

Frequently asked questions

What is an AI Research Report?

An AI Research Report is a Valarn-generated research run on a stock. Free gets 1 Basic Report per month. Starter and higher use research credits — Standard Reports use 2 credits, Deep Debate starts at 3, and premium model boosts use additional credits.

How many AI analysts are included?

It depends on your plan and report type. Basic Reports use 2 analysts (Market + News). Standard Reports use up to 10 agents — 6 specialists (Market, Fundamentals, News, Sentiment, Sector, Catalyst) plus the 4-agent debate team (Bull Case, Bear Case, Risk Manager, Stock Reviewer). Deep Debate Reports scale from 16 agents on Pro to up to 25 on Pro+. Pro adds Insider Activity, Short Interest, Macro, Analyst Consensus, Event Timeline, and Thesis Stress Testing on top of the Starter base. Pro+ further adds Earnings, Valuation, SEC Filings, Peer Comparison, Options Flow, Sector Rotation, Red Flag, Capital Allocation, and Quality Moat.

Do reports or credits roll over?

No. Monthly reports, research credits, Deep Debate limits, premium boosts, and audio narrations reset each billing cycle and do not roll over.

Are AI model costs included?

Yes. AI provider costs are included in your Valarn subscription within your plan limits. You do not need your own API keys unless you are on an Enterprise plan using BYOK or private model options.

Can I cancel anytime?

Yes. You can cancel from your account settings at any time. You keep access until the end of your current billing period. No cancellation fees.

Is this financial advice?

No. Valarn provides AI-generated research for informational and educational purposes only. Valarn is not a registered investment adviser, broker-dealer, or financial planner. Reports should not be treated as personalized investment advice or a recommendation to buy, sell, or hold any security. Always do your own due diligence.

Which AI providers are available?

Available providers depend on your plan. Starter uses default AI routing with providers such as OpenAI, Claude, Gemini, and DeepSeek. Pro adds model preferences and additional options such as Grok. Pro+ adds premium model access within plan limits, including Claude Opus and DeepSeek R1 premium reasoning. Team adds admin-controlled model access. Enterprise supports contracted provider access, BYOK options, and local/private model support such as Ollama deployments.

Still have questions?

We're happy to walk you through the right plan for your needs.

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